Checking Accounts

A Patterson Federal Credit Union checking account opens the door to more benefits and fewer fees, so you keep more of your hard-earned money! We have different checking options to fit your individual needs. Explore the different options in the chart below. Stop by our branch, or call 870-246-8005 to open your checking account today!

All PFCU Checking Accounts Include These Features:

Free Online Account Access
Free eStatements

Stop Payment
Free Direct Deposit
Rewards Debit Card

Overdraft Protection with Savings
Surcharge-free ATM Access
Monthly Statements

FREE CHECKING

No minimum deposit required
No minimum balance required

BONUS CHECKING

Interest earned on balance of $300 or more
$100 initial deposit required
Minimum balance of $500 to avoid service charge

Everyday Hero Checking*

No minimum deposit
No minimum balance
Free ATM/Debit card
Loan interest rate reduction
Interest rate bump on share certificates
Regular Direct Deposit Required

*Eligible parties include teachers, educators, and others who serve our community including first responders, health care workers and military (all are active or retired).

Gold Checking

No minimum balance
Free ATM/debit card
First Box of Checks Free
Interest paid on balances of $300 or more
Member must be 55 or older
$100 initial deposit required
Regular Direct Deposit required

Second Chance Checking

Available to current and potential members that may not qualify for a traditional checking account
Restrictions will apply
Contact PFCU for more information

Teen Checking

No minimum deposit
First ATM/debit card is free
Parental debit card controls available
Parental oversight in online banking available

Your account will be charged $15 for any replacement debit cards

Meet the Team Helping You

Left to Right: HALEY NICHOLS, LAUREN TAYLOR, JASMINE RUCKS

124 W.P. Malone Dr.
Arkadelphia, AR 71923
PHONE: (870) 246-8005
FAX: (870) 246-8006
LOST/STOLEN DEBIT CARD:
1 (888) 263-3370
LOST/STOLEN CREDIT CARD:
1 (877) 205-3102

Monday – Friday:
8:00 AM-5:00 PM