Patterson Federal Credit Union

Share Rates as of October 1, 2011

Deposit Rates
Type	APR	APY
Share Savings Account* Primary Shares* Secondary Shares* Christmas Club*	0.250% 0.250% 0.250%	0.250% 0.250% 0.250%
IRA Savings Account $500.00 to $9,999.99 $10,000.00 to $49,999.99 $50,000.00 to $99,999.99 $100,000.00 & up	0.399% 0.748% 0.847% 0.996%	0.400% 0.750% 0.850% 1.000%
Share Certificate 6 month 12 month 24 month 36 month 48 month 60 month	0.200% 0.599% 0.996% 1.244% 1.244% 1.244%	0.200% 0.600% 1.000% 1.250% 1.250% 1.250%

* Minimum Balance required to earn dividend.