Patterson FCU

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Checking Accounts

The following features apply to all 3 of our checking accounts:

  • MasterCard® Debit Card
  • Pre-authorized automatic drafts (no charge)
  • Overdraft protection with savings
  • Consolidated monthly statements
  • Direct deposit
  • Stop payment

Free Checking

  • No minimum deposit required
  • No minimum balance required
  • $10 fee to order debit card(no monthly debit card fee)
  • Free direct deposit
  • Monthly statement
  • Free online access

Bonus Checking

  • $100 initial deposit required
  • 0.250% APY on balance of $300 or more
  • $500 minimum balance
  • $10 service charge if balance falls below $500
  • $10 fee to order debit card (no monthly debit card fee)
  • First 50 checks free
  • Free direct deposit
  • Monthly statement
  • Free online access

Seniority Checking

  • Must be 55+ years of age to be qualify
  • $100 initial deposit required
  • 0.250% APY on balance of $300 or more
  • No minimum balance required
  • No service charges
  • Free ATM/Debit card
  • Free checks
  • Must have a regular direct deposit
  • 6 months fee safe deposit box during 1st year
  • Monthly statement
  • Free online access
Please see our Fee Statement for any applicable fees, or contact us for more information about our checking accounts.
NCUA